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Newsletter

Celebrity Chef, Gordon Ramsay, Hospitalized After Bicycle Accident

Posted Wed, Jun 19th, 2024
Exceptional Risk Advisors Lloyds of London Coverholder
Celebrity Chef, Gordon Ramsay, Hospitalized After Bicycle Accident

High Limit Disability Insurance

Renowned chef, Gordon Ramsay, recently revealed details of his bicycle accident that led to a hospital visit. A dedicated cyclist at 57, he's no stranger to triathlons and Iron Mans, emphasizing the significance of bicycle safety. Splitting his time between Los Angeles and London, Ramsay boasts an impressive annual income of around $70 million, and the good news is he's on track for a full recovery.

Read the full story here.

How can you protect your clients? Discover the insurance solution below.


Insurance Solution
High Limit Disability Income Protection
Entertainers

Gordon Ramsay's vibrant persona shines through on reality cooking shows in both the U.S. and U.K., but what often goes unnoticed is the distinct challenges that celebrity chefs and entertainers, such as himself, encounter when safeguarding their future earnings. Very often, they wait until it's too late to secure insurance that safeguards their income, even when they're not performing or, as in the case of Gordon Ramsay, cooking.

Entertainers' financial histories are often marked by volatility, and their careers are characterized by a limited window of peak earnings. This poses a challenge for U.S. disability carriers. That's where Lloyd's of London and the excess lines market come into play as the primary sources for Disability Income Protection for Entertainers.

At Exceptional Risk Advisors, we are proud to be Lloyd's of London Coverholders. We specialize in designing and underwriting High Limit Income Protection policies not only for entertainers but also for top professionals across various industries. Whether you're a business owner, a hedge fund manager, a renowned surgeon, or an attorney, we have you covered.

Learn More About High Limit Disability Here

Contact us to discuss how we can help protect your exceptional clientele.


Featured Case Study
Permanent Total Disability
NHL Defenseman

Country Music DuoNHL Defenseman We are excited to share a recent case study that highlights the importance of comprehensive insurance solutions for NHL free agents. In this case, the player recently signed a 5-year contract with an NHL team for an estimated $35 million, fully guaranteed while training, playing, and practicing professional ice hockey. However, the advisor identified a significant risk: the club could void the contract if the player were seriously injured or critically ill while OFF the ice.

Check out the case study to read about the insurance solution that was developed.

Click here to read the full case study

Please feel welcome to share this newsletter & case study with colleagues and your centers of influence.

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Exceptional Risk Advisors, LLC is a licensed insurance producer - CA Licensee Number 0F60601. All products are offered pursuant to the excess and surplus lines laws of each individual state and must be placed through a properly licensed excess or surplus lines broker. These products are not available to the general public, and this website is intended for licensed insurance broker use only. Nothing in this communication constitutes an offer, inducement or contract of insurance. Financial strength and size ratings can change and should be reevaluated before coverage is bound and periodically thereafter. Not all products are available in all U.S. jurisdictions.

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