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Newsletter

Ex-Cowboys Star Retires from NFL After Several Neck Injuries

Posted Wed, Mar 20th, 2024 By Exceptional Risk Advisors
Exceptional Risk Advisors Lloyds of London Coverholder
Ex-Cowboys Star Retires from NFL After Several Neck Injuries

High Limit Coverage for Female Athletes

Leighton Vander Esch, the 28-year-old NFL Linebacker, recently made headlines by announcing his retirement from football due to a series of neck injuries. Selected by the Dallas Cowboys in the 2018 NFL Draft as the 19th overall pick, Vander Esch showcased his skills over six seasons with the team, amassing an impressive 557 tackles in 71 games with 65 starts. His initial 4-year rookie contract was valued at nearly $12 million, and in 2023, he renewed his commitment with a 2-year, $8 million contract with the Cowboys once again.

Read the full story here.

How can you protect your clients? See below for the insurance solution.


Insurance Solution
High Limit Disability Income Protection
Professional Athletes

Just like the sport, a professional football career timeline is quick and can change on a dime. The average NFL player’s career is roughly 3.5 years, leaving little time to earn and build wealth. The strenuous physical demands of the game can result in a career-ending injury, which could further limit a rookie player’s earning potential. Rookie players require unique insurance policies that protect future contracts and preserve wealth. Such policies can cover permanent total disability due to a serious injury or illness.

Once the rookie contract expires, the coveted big payday contract comes into view. In 2024, the top 10 highest-paid linebackers rake in an average of over $14 million per year, but here's the kicker - not all of it is guaranteed money. A typical contract will guarantee a percentage of the total, so a player could potentially leave a good chunk of money on the table if they go down with a career-ending injury or illness. With a high limit disability insurance policy, coverage protects a player’s non-guaranteed earnings, so they can focus on the game.

Learn More About High Limit Disability Insurance for Athletes Here

Contact us to discuss how we can help protect your exceptional clientele.


Featured Case Study
Personal Income Protection
Critically Acclaimed Author

Country Music DuoWe are thrilled to share a recent success story regarding a critically acclaimed author and editor in their mid-40s with an annual income over $2 million. The client, having achieved literary success, recognized the importance of safeguarding their future earnings against unforeseen accidents or illnesses that could potentially lead to significant wealth erosion. Balancing roles as a writer and editor, the client sought a tailored solution to protect their income stream.

Check out the case study to read about the insurance solution that was developed.

Click here to read the full case study

Please feel welcome to share this newsletter & case study with colleagues and your centers of influence.

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   Country Music Star Suffers Heart Attack After Arizona Concert
Once Named Best Soccer Player in the World, Retires at 31 Due to Injury   

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Exceptional Risk Advisors, LLC is a licensed insurance producer - CA Licensee Number 0F60601. All products are offered pursuant to the excess and surplus lines laws of each individual state and must be placed through a properly licensed excess or surplus lines broker. These products are not available to the general public, and this website is intended for licensed insurance broker use only. Nothing in this communication constitutes an offer, inducement or contract of insurance. Financial strength and size ratings can change and should be reevaluated before coverage is bound and periodically thereafter. Not all products are available in all U.S. jurisdictions.

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