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Newsletter

Lead Singer Hospitalized for Heart Problem, Shows Canceled

Posted Thu, Sep 21st, 2017 By Exceptional Risk Advisors
Lead Singer of Smash Mouth Hospitalized, Shows Canceled
Steve Harwell, lead singer and founding member of the band Smash Mouth, was hospitalized earlier this month for a heart condition after experiencing difficulty breathing during a routine sound check. Mr. Harwell's hospitalization resulted in the cancellation of two concerts. 

Read the full story here. 
Insurance Solution
Personal Income Protection
Benefit Limits Exceeding $500,000 per month

Steve Harwell's ability to take the stage and perform for his fans is essential to his ability to earn an income. Whether you have a client who is an "All Star" singer, successful entrepreneur or highly paid professional, it's imperative to review how they can insure their future multi-million dollar estates from the risk of an unforeseen disability. 

As Lloyd's of London Coverholders, Exceptional Risk Advisors has the ability to design, underwrite and deliver personal income protection product for high income earners. With the ability to issue disability benefits in excess of $500,000 per month, advisors have the resources required to protect exceptional clients earning in excess of $500,000 annually. 

 Contact us to discuss how we can help protect your top clientele!
Featured Case Study
Immediate Issue
Death Protection
Private Equity Firm
We had six top-level private equity execuitves who chartered a leer jet to visit a facility in Mexico City they ultimately purchased. The advisor on this case called the week they were scheduled to travel and needed $45M of key person life ($7.5M on each) issued before they took off, coverage was bound within the same day.

Read the full case study here.

Download PDF
Alternative uses for Accident Death you should know about:
  • Covering accident risk for individuals with postponements in the traditional life markets.
  • Exclusionary "buy backs" for avocations excluded within an estate plan (i.e. student piloting, race care driving, etc.).
  • Protecting people in war risk zones and/or those with hazardous travel plans.
  • Coverage for catastrophic business travel accident.

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Exceptional Risk Advisors, LLC is a licensed insurance producer - CA Licensee Number 0F60601. All products are offered pursuant to the excess and surplus lines laws of each individual state and must be placed through a properly licensed excess or surplus lines broker. These products are not available to the general public, and this website is intended for licensed insurance broker use only. Nothing in this communication constitutes an offer, inducement or contract of insurance. Financial strength and size ratings can change and should be reevaluated before coverage is bound and periodically thereafter. Not all products are available in all U.S. jurisdictions.

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