Nick Bosa's Season Ends Early with Torn ACL
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| Nick Bosa's Season Ends Early with Torn ACL |
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San Francisco 49ers star pass rusher, Nick Bosa, will miss the rest of the 2025 season after suffering a torn ACL in the recent game against the Arizona Cardinals. This marks the second ACL injury of Bosa's NFL career, with the first coming in 2020. Bosa, one of the NFL’s premier defenders, is in the midst of a five-year, $170 million contract extension that includes $122.5 million guaranteed and carries a $20.4 million cap hit in 2025. Before the injury, he recorded two sacks, 15 tackles, and a forced fumble, reminding everyone why he’s considered among the league’s elite. Read the full story here. How can you protect your clients? See below for the insurance solution. Insurance Solution
High Limit Disability Income Protection
Professional Athletes
Advisors working with professional athletes should view incidents like Nick Bosa’s recent season-ending ACL injury as a timely reminder to reassess their clients’ risk exposure - both on and off the field. Whether an athlete is under a non-guaranteed contract, approaching free agency, or preparing for the draft, tailored disability coverage can help safeguard their earning potential. Permanent Total Disability (PTD) policies provide 24-hour, worldwide protection with an "own occupation" definition of disability, covering your client specifically as a professional football player. These policies protect against career-ending injuries or conditions, from car accidents and at-home mishaps to strokes, concussions, and ACL tears like Bosa’s. To further protect against significant in-season injuries, the Critical Injury Rider offers coverage for high-risk events such as regular season games, bowl games, the combine, pro days, and other pre-draft workouts - including ACL injuries requiring surgery. As a Lloyd's of London Coverholder, Exceptional Risk Advisors designs High Limit Disability Income Protection solutions for both professional and collegiate athletes - ensuring your clients are covered when it matters most. Learn More About High Limit Disability for Athletes Here Contact us to discuss how we can help protect your exceptional clientele. |
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